Travel Insurance: Essential Coverage for Canadian Travelers Abroad
When we embark on a journey, we naturally hope for perfect weather and a smooth trip. However, while we can’t always control the weather, we can ensure we’re protected against unexpected medical expenses and other travel-related issues. Whether through group coverage or credit card benefits, some emergency medical travel insurance may be included, but often, this coverage falls short.
Manulife Financial Travel Insurance can provide additional coverage to bridge the gaps in most existing plans.
Travel Insurance for Canadians Traveling Outside of Canada
Whether you’re heading to the USA for business, exploring Canada’s beautiful coasts, enjoying the Caribbean, or traveling overseas, Manulife Travel Insurance for Canadians offers protection against unforeseen emergencies that your provincial health plan might not fully cover.
Here are your options to choose the plan that best fits your needs:
- Single-Trip Plan: Offers Emergency Medical Insurance for one trip, covering the number of days you select. There is no age limit.
- Multi-Trip Plan: Provides Emergency Medical Insurance for an unlimited number of trips throughout your policy year, with options for 4, 10, 18, or 30-day coverage. An All-Inclusive version is also available. There is no age limit.
- All-Inclusive Plan: Combines multiple benefits in one plan, including Emergency Medical, Trip Cancellation & Interruption, Baggage Loss, Damage & Delay, Flight Accident, and Travel Accident coverage.
- Travel Canada Plan: Offers Emergency Medical Insurance for trips entirely within Canada at 50% off the regular rates of the Single-Trip Emergency Medical Plan and Quick Trip Plan.
- Trip Cancellation/Interruption Plan: Available as part of the All-Inclusive Plans or separately, covering you if your trip is canceled or interrupted due to a covered event.
Benefits of Manulife Travel Insurance
- Emergency Medical Insurance: Provides coverage up to $5,000,000 for medical expenses incurred due to emergencies during your trip.
- Trip Cancellation & Interruption Insurance: Available as a single plan or included in the All-Inclusive Plans. Covers you if you need to cancel or interrupt your trip due to a covered event.
- Baggage Loss, Damage & Delay: Available with the Single-Trip or Multi-Trip All-Inclusive Plans. Covers loss, damage, or delay of your baggage.
- Flight Accident Insurance: Offers coverage of $100,000 for death or double dismemberment, or $50,000 for single dismemberment.
- Travel Accident Insurance: Provides coverage of $50,000 for death or double dismemberment, or $25,000 for single dismemberment.
Travel Insurance for Visitors to Canada
If family or friends are visiting you, ensure they are protected with Manulife Travel Insurance for Visitors to Canada. Coverage can be arranged before departure or upon arrival.
- Single-Trip Plan: Provides Emergency Medical Insurance for the duration of their visit.
- Travel Accident Coverage: Included with Emergency Medical Insurance, covering up to $50,000 for accidental bodily injury or death.
- Optional Trip Interruption Insurance: Covers the prepaid, non-refundable, and non-transferable portion of the trip if interrupted due to a covered event and a return to the home country is necessary.
Protect yourself and your finances while traveling. Choose the right travel insurance to ensure peace of mind and comprehensive coverage for any unexpected events abroad.