About RBIA

Retirement Benefits Insurance Agency (RBIA) is an independent firm based in Oakville, Ontario, specializing in financial planning, insurance solutions, and wealth management strategies. For over 30 years, we’ve helped families, professionals, and business owners across the Greater Toronto Area build secure and confident financial futures through trusted advice and disciplined planning.

Our personal services include wealth management, financial planning, and personal insurance, designed to help you grow and protect your assets while safeguarding your family’s long-term security. Our business services include group benefits, group RRSP and pension plans, and business insurance, providing structured solutions to support your team, protect your organization, and plan for succession and continuity.

As independent advisors, we work exclusively for our clients. Every recommendation is driven by your objectives and our analysis - not by any company agenda. We partner with Canada’s leading insurers and financial institutions to access a broad range of options, so your strategy reflects what is most appropriate for your situation, whether you are focused on your family, your business, or both.

At RBIA, we are committed to building enduring relationships and providing the clarity and confidence you need to make sound financial decisions at every stage of life and business.

Our Services

From protecting your employees to planning your retirement, RBIA provides a full suite of independent financial and insurance services for Ontario businesses and families.

Financial Planning

A secure financial future starts with a clear, disciplined plan. Our advisors work with you to build a personalized roadmap covering wealth accumulation, tax-efficient investing, and retirement income strategies - so you can live with confidence at every stage of life. Whether you're building wealth today or drawing it down tomorrow, we make sure your plan works as hard as you do.

Group Benefit Plans

Your employees are your greatest asset. Pprotect them with a group benefits plan that truly delivers. We design customized extended health, dental, and life insurance packages for Ontario businesses of all sizes. As independent advisors, we compare plans across Canada's top carriers to find the right fit for your team and your budget, then manage the relationship year after year.

Give your business a competitive edge in attracting top talent. We design and manage Group RRSP, DPSP, Pension Plans that encourage long-term savings while delivering meaningful tax advantages for both employers and employees. We handle the setup, administration, and employee education so you can focus on running your business.

Group RRSP & Pension Plans